While there is no truth to the rumor that Hallmark invented Valentine’s Day, there is no denying that many people think of it as a manufactured holiday designed to sell cards, flowers, and chocolate. Every February 14th, millions of people buy cards and roses, and they drop a ton of cash on diamonds, gold, and silver. In 2019, Americans are expected to spend almost 20 billion dollars for the romantic holiday, and that breaks down to nearly $150 a person.
All of that consumer spending leads…
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